Uber Accidents and Legal Remedies: How to Pursue a Claim
Uber Accidents and Legal Remedies: How to Pursue a Claim
Blog Article
Ridesharing with Uber has transformed transportation. With just a tap on your phone, a ride is available at your fingertips, making transportation more convenient than ever. However, with convenience comes risks. Collisions can occur, leading to potential passenger injuries.
This article explores the most common injuries in Uber-related accidents, who may be liable for damages, and the legal steps involved in pursuing compensation.
Common Uber Injuries
When riding in an Uber, a variety of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:
Whiplash: This neck injury is common in rear-end collisions, causing pain and limited mobility. The symptoms may take time to surface.
Broken Bones: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Concussions and Brain Trauma: Brain injuries, including concussions, are often serious after crashes. They can lead to lasting cognitive and health challenges.
Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These injuries may require surgery, physical therapy, and long-term care.
Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.
Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Determining Liability in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Driver Liability: Uber drivers can be held liable if they were negligent or reckless. This includes speeding, texting while driving, or breaking traffic laws.
A Different Driver: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Uber may be liable in certain situations through its insurance policies. Uber’s insurance includes a $1 million policy for accidents during trips.
Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.
What Uber’s Insurance Covers in Accidents
The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver file a lawsuit against uber is awaiting a request, driving to pick up someone, or in a ride.
No App Usage: If the driver is not using the Uber app, their personal insurance applies.
Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver Picking Up or Transporting Passengers: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Steps in an Uber Injury Lawsuit
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.
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